Terms and conditions

These Terms and Conditions govern your access to, use of, and enjoyment of all content, products and services available at https://vitaadvisory.info (the ‘Services’) operated by Vita Advisory (‘us’, ‘we’, or ‘our’). Your access to our services is conditioned on your acceptance without modification of all the terms and conditions contained herein, as well as all other rules of operation and policies that are published and may be published by us from time to time. Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of this Agreement, you may not access or use our Services. Intellectual property rights This Agreement does not transfer from us to you any of our or any third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Vita Advisory and its licensors. Third Party Services Through your use of the Services, you may use third-party services, products, software, embedded components or applications developed by third parties (‘Third Party Services’). If you use Third Party Services, you understand that: Any use of Third Party Services is at your sole risk and we are not responsible or liable to anyone for any third party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through such websites or services. Account. If an account is required to use any part of our Services, you agree to provide us with complete and accurate information when you register for an account. You are solely responsible for any activities that occur under your account. You are responsible for keeping your account information up-to-date and your password secure. You are responsible for maintaining the security of the account you use to access the Services. You may not disclose or misuse your access credentials. You must notify us immediately of any unauthorised use of your account or if you become aware of any other breach of security. Termination. We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your Vita Advisory account, you may discontinue using our Services. All provisions of the Agreement that by their nature should survive termination shall survive termination, including, but not limited to, ownership, warranty disclaimers, indemnification and limitations of liability. Disclaimer of liability Our services are provided ‘AS IS’ and on an ‘AS AVAILABLE’ basis. Vita Advisory and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Vita Advisory nor its suppliers and licensors, makes any warranty that the Services will be error free or that access thereto will be continuous or uninterrupted. You understand that your downloading or otherwise obtaining content or services through our Services is at your sole discretion and risk. Jurisdiction and applicable law Except as otherwise provided by applicable law, the Agreement and any access to or use of our Services will be governed by law. The state and federal courts located in Indonesia will be the proper venue for any dispute arising out of or relating to this Agreement and any access to or use of our Services. Modification. Vita Advisory reserves the right, at its sole discretion, to modify or replace these Terms at any time. If we make material changes, we will notify you by posting on our website or by sending you an email or other notice before the changes become effective. The notice will specify a reasonable period of time after which the new terms will become effective. If you do not agree to our changes, you must discontinue using our Services within the specified notice period or after the changes become effective. If you continue to use our Services, you will be subject to the new terms.